Opening a bank account for the first time is a milestone for anyone’s financial future. After you have begun opening the account, you are already on a step closer into establishing a foundation for your financial life in the years to come.
The process of opening an account for most banks and credit unions is actually quite similar, including if your pick of a bank fall into AmBank Malaysia. You just need to provide certain details and funds into the account, before you can begin to use it.
AmBank Malaysia allows you to open a saving account or current account via their online banking service called AmOnline. This means that you don’t have to directly visit the bank’s branch office anymore. The guide below will show you in step-by-step on how to open AmBank account via AmOnline mobile app.
Before you start the process, you need to gather the requirements. It is actually not much. You just have to make sure that you are above 18 years old and prepare your NRIC. If you are under 18 years old, then you may proceed by presenting legal guardian as well. The minimum age one can open banking account in AmBank is 12 years old.
How to Open AmBank Account via Mobile Banking
The process on how to open AmBank account only take about ten minutes or even less. Follow the provided steps below to do so:
- Download AmOnline application on your mobile phone.
- Select which banking account type that you want to apply in.
- Fill in the required information details.
- Provide your selfie photo.
- Your MyKad that has been scanned.
- Fill in the information details about your employment.
- Make deposit into your account via FPX with minimum RM 20.00.
- Create username and password for your AmOnline banking account.
MyKad is a smart multi-purpose identity card issued by Malaysian government. It consists of individual number system that’s comprised of 12-digits. More than an identity card, MyKad can be used for various applications of daily activities.
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Financial Process Exchange (FPX) is a payment method available in Malaysia that allows you to complete online transactions. This internet-based gateway for payment lets you perform bill payment or online purchases in real time. AmBank is one of the participating banks of FPX system.
The guide above can be used to help you in not only opening AmBank account online, but also to apply loan or financing, new credit card, and other services directly and conveniently from the bank’s app.
By using online method to opening bank account, you can perform it from anywhere and at any time. However, if you feel more comfortable to do so in person, then you may visit the nearest AmBank branch during business days and hours. Don’t forget to prepare the required items before you leave your house.
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After you have opened AmBank account, you will receive a passbook for the account upon request. This can be useful if you want to keep track of your deposits and expenditures. In addition, you will also receive ATM or debit card to carry your banking transaction needs such as transfers, withdrawals, deposits, and many more.