Account balance is the total of money available in the financial repository at the moment, such as a saving account or checking account. Account balance means the net amount in the debits and the credits of your bank account.
If your account balance falls under zero, then you are in a net debt. This can happen, for example, if your checking account is experiencing overdraft. Account balance can also reflect the amount you owe for an account that performs recurring bills, like mortgage or electric bill.
Balancing your checking account and credit card account to the bank statement every month might be important. It may sound like an extra step, but it lets you identify problems of the account and avoid doing overdrawing.
Nowadays, it is easy to check your account balance without needing to visit the bank’s branch. In this guide below, you will read about how to check Affin bank account balance digitally, by using the bank’s internet banking service.
How to Check Affin Bank Account Balance via Internet Banking
Follow the guide of how to check Affin bank account balance below:
- Visit https://www.affinonline.com
- Input your login credentials in the provided fields.
- Open the menu of Accounts, then choose Account Overview.
- Select the bank account that the information you want to check and wait until an action menu bar is shown.
- Select the menu of View account details to see the information details of the account, including your bank account balance.
The account details page on your Affin online banking account page provides more information beside your account balance. For example, you might see your banking account number details and other related information.
Checking your account balance allows you to balancing the account. Balancing the account means to add up your deposits and withdrawals and compare the result to your account’s statement’s balance, to get the current account balance information.
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How to Check Affin Bank Account Balance Using ATM
- Insert your ATM card into the automated teller machine.
- Type in your personal identification number (PIN) code.
- Select Balance from the menu.
- Take the receipt that shows your account balance.
- Log out of the machine.
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Balancing a banking account is a recommended financial activity to be performed regularly. It can help you to track your expenses, monitor the account, and make sure you have money available when you need it. It also allows you to match your own records and the records of the bank, so you can catch any mistake related to bank charges or worse, identity theft.
Account balancing is definitely a good practice to be done on regular basis. The recommended time period to do it is once every statement period, to give you financial advantages in different ways.
In this era where online banking service is a commonly available, checking the balance of your bank account is easier than ever. As you can see from the guide above, it can be done only in several easy steps.
Thus, developing regular account balancing is an easier habit to be done now than it is in the past. When you are in the process of balancing this new habit, there are ways to make it quicker and easier. For example, by bookmarking your account details page so you can open it by only a single click.